When you (“you” or “your” or “user” or “member”) browse the Site, register for a membership, or use our products, services or other materials available on the Site, you will provide certain information to us and we will learn, collect, use and share certain information about you for various purposes, as more fully set forth in this Policy.
By using or accessing the Site, you agree that you have read and understood this Policy, and acknowledge and consent to the learning, collection, use and sharing of your information as described in this Policy. If you do not agree with any portion of this Policy, you are prohibited from using or accessing the Site.
INFORMATION WE COLLECT AND USE
Our primary purpose in collecting information about you is to provide you with our products and services, but we will also use this information in connection with the operation and improvement of the Site and our business, and may provide this information to our affiliates or to other third parties for use in their businesses or for other purposes.
WHEN YOU ACCESS, VISIT. REGISTER FOR AND OTHERWISE USE THE SITE, WE WILL LEARN, COLLECT, STORE AND USE:
personally identifiable data and information about you, such as your name, physical and/or electronic mail address, telephone, fax or mobile numbers, and other data or information that can be used to specifically identify you (all such personal data and information is collectively referred to herein as, “Personal Information”); and
non-personally identifiable information about you, such demographic information, location, age, gender, and data on your use of the Site and other online activity (“Non-Personally Identifiable Information”).
PERSONAL INFORMATION AND NON-PERSONALLY IDENTIFIABLE INFORMATION ARE TOGETHER REFERRED TO HEREIN AS “INFORMATION”.
Using the Site. When you access, visit and use the Site, we automatically receive and store the uniform resource locator of the prior webpage that you were on and of the webpage where you go after you leave the Site. We also receive and store additional Information such as your internet protocol (IP) address, browser types, domain name, and other statistical data involving your access, browsing and use of the Site. This Information is generally collected passively using various technologies, but this Information may also be provided by you through interactions or communications with the Site or us.
Registration. In order to become a registered user of the Site or to use or obtain certain products or services offered on or through the Site,we will request, and you will need to provide us with, Personal Information such as your name, postal and/or email address, telephone, fax or mobile numbers. Registered users who sign up for any trial membership, premium membership or other account, product or service must also provide billing and credit card information. We may also collect certain other Information from you such as demographic information, location, age or gender. Without providing Personal Information, you cannot create an account, become a registered user of the Site, or obtain our products or services. We will use this Information to provide our products and services to you, in connection with our business and operations and in other ways that are provided in this Policy.
STOCK NAVIGATORS ALSO RECEIVES AND COLLECTS INFORMATION THROUGH OTHER COMMONLY USED TECHNIQUES AND TECHNOLOGIES, INCLUDING WITHOUT LIMITATION:
through your browser, computer, mobile device, or tablet to ensure Site functionality,
through pixel tags, web beacons, or clear GIFs,
through Flash objects, or
through your IP Address.
If you disable our ability to collect Information through any of these means, some features of the Site may not function properly.
We also use other programs, software and/or applications, including, without limitation, Google Analytics, to analyze typical user behavior, improve the Site or in connection with our business or operations; and, for security purposes and to ensure the availability of the Site, we may also use programs, software and applications to monitor network traffic, identify unauthorized attempts to upload or change information, or otherwise cause damage to the Site or Stock Navigators. And, when you visit the Site, we automatically receive and collect the uniform resource locator of the prior webpage that you were on and of the webpage where you go after the Site, the IP address of your computer, the type of operating system and web browser you are using, your location, date and time of your access, pages viewed on the Site and other Information related to your visit to the Site.
We may also collect information when you interact with the Site’s or our customer service in order to assist you or maintain or improve the Site.
Chat Room. We operate a chat room on the Site. Any Information you disclose in a chat room becomes public information. If you post Personal Information online, in a chat room, or anywhere on the Site that is accessible to the public or to other users, you have made that information available to the public, and it is no longer private. In that case, other people may receive, collect and use that Information. You should exercise caution when deciding whether to post or disclose any of your Personal Information or any other Information in any chat room or forum, including any public or private chat room or forum on the Site. Please note that Personal Information you have published on any chat room or forum, including any chat room or forum on the Site, may remain publicly available even if you request that such Information be internally deleted by Stock Navigators. We will not post your Personal Information in any public chat rooms or forums.
INFORMATION WE DO NOT COLLECT
Stock Navigators is solely an informational and educational platform and online community, providing impersonal advice and education so you can independently trade your own funds and securities. We do not provide investment advisory services or trade securities for the account of others. We are not an investment adviser or broker-dealer, do not provide advice on the value or advisability of your purchases of securities, and do not effect or facilitate transactions or otherwise handle securities or funds of others.
We only communicate with you through the contact information and social media accounts on the Site, would never give you personalized investment advice, and would never ask you for your social security number, to wire money or to provide access or information on your financial or securities accounts (except for billing purposes as set forth above)! Don’t be fooled by scams or other imposters asking for this information, they are not from Stock Navigators! If someone pretending to be affiliated with Stock Navigators asks you for this information, please contact [email protected]
HOW WE USE YOUR INFORMATION
Stock Navigators uses your Information, including Personal Information, in connection with the operation, development and improvement of the Site and other products and services offered by Stock Navigators and its affiliates, the operation and billing of your account and/or membership, and for other uses consistent with this Policy. Stock Navigators and its affiliates may use your Personal Information for any purpose related to their business or operations, including, without limitation, the following:
to provide our products and services, operate the Site and respond to your inquiries and fulfill your requests,
to manage your account and/or membership, subscription and other billing purposes,
to allow outside vendors or other to perform services on our behalf,
to inform you about information regarding the Site, products or services for which you apply or may be interested in applying for, or in which you are already enrolled, changes to terms, conditions, and policies and/or other administrative information,
to deliver marketing communications that we believe may be of interest to you, including, ads or offers tailored to you from us or our affiliates,
to personalize your experience on the Site,
to verify your identity and/or location in order to allow access to your accounts, and to maintain measures aimed at preventing fraud and protecting the security of account and Personal Information,
to allow you to participate in surveys and other forms of market research, sweepstakes, contests and similar promotions and to administer these activities (some of these activities may have additional rules, which may contain additional information about how Personal Information is used and shared),
for general business purposes, to otherwise manage and operate the Site, develop new services and products, and conduct the business and operations of Stock Navigators and its affiliates, including data analysis, audits, developing and improving products and services, enhancing the Site, identifying usage trends and determining the effectiveness of promotional campaigns,
for risk control, for fraud detection and prevention,
to enforce the Terms and Conditions of www.Stocknavigators.com (the “Terms and Conditions”),
to protect the rights and property of Stock Navigators or its officers, directors, shareholders, employees or agents, and
to comply with laws and regulations, and to comply with other legal process and law enforcement requirements.
Please be aware that you are responsible for the payment of any fees or costs incurred by you in connection with receipt of communications from Stock Navigators or its affiliates, including data, internet, cellular carrier or other similar fees.
Who Your Information May Be Shared With
Stock Navigators may sell, disclose, share or otherwise provide your name, physical address, electronic mail address, telephone, fax or mobile numbers, and Non-Personally Identifiable Information to third parties. Stock Navigators may also sell, disclose, share or otherwise provide your Information with third parties:
as described in this Policy;
as required by law or to comply with legal process, including, but not limited to, civil and criminal subpoenas, court orders or other compulsory disclosures;
as reasonably necessary to respond to claims of a violation of the rights of third parties, whether or not the third party is a user, individual, entity or government agency;
to detect, prevent and address fraud and other illegal activity and to prevent death or imminent bodily harm; or
for any purpose related to the business or operations of Stock Navigators or its affiliates.
Stock Navigators may also sell, disclose, share or otherwise provide Non-Personally Identifiable Information or other aggregated anonymous data or information to third parties about the users or usage of the Site for purposes that we deem, in our sole discretion, to be appropriate, including, without limitation, to prospective advertisers.
Any third party to whom we sell, disclose, share or otherwise provide any Information or other data or information may choose to resell or otherwise disclose such Information or other data or information. You may be contacted by third parties as a result of our selling, disclosing, sharing or otherwise providing such Information or other data or information.
Stock Navigators may post and use any testimonials about the Site that you have provided in connection with the marketing and promotion of the Site. Testimonials and other marketing, promotions and advertisements may include limited Personal Information (such as first name and general location) that you have provided to Stock Navigators.
Stock Navigators may also disclose your Information to third parties as part of our selling the stock or assets of the company, as the result of a proposed or actual change in control of the company, or in connection with any financing of or investment in the company by a third party. Any successor or assign of Stock Navigators, including any third party to which Stock Navigators transfers or sells its assets, will have the right to continue to use your Information.
BY USING OR ACCESSING THE SITE, YOU AGREE, ACKNOWLEDGE AND CONSENT TO FOREGOING USES OF YOUR INFORMATION AND OTHER DATA AND INFORMATION. IF YOU DO NOT AGREE WITH THE FOREGOING, YOU ARE PROHIBITED FROM USING OR ACCESSING THE SITE.
ACCESS TO AND PROTECTION OF YOUR PERSONAL INFORMATION
You may access, modify and correct some Personal Information provided to us through your account information on the Site. If you update, modify or correct any such Personal Information, we may keep copies of your Personal Information prior to such update, modification or correction for uses provided for in this Policy. To the extent that you wish to access, modify or correct Personal Information that is not available through your account information, you may contact us in the manner set forth below. We will endeavor to respond to your request in a timely manner. We do not maintain any process for the deletion of any Information.
Personal Information will be stored by us in databases or servers owned and maintained by us or our affiliates, agents or service providers. Personal Information will be protected in a commercially reasonable manner. We take what we believe to be industry standard security measures to help safeguard your Personal Information, but no system is entirely secure. Although we protect your Personal Information in a commercially reasonable manner and with industry standard security measures, we do not guarantee that your Information will always remain secure.
Do Not Track
We do not track our members over time and across third party websites to provide targeted advertising and therefore we do not respond to Do Not Track (DNT) signals.
LINKS TO OTHER WEBSITES
We are not responsible for the practices employed by websites linked to or from the Site, nor the information or content contained in such websites, nor any third party’s use of Information or other data or information which we have sold, disclosure, shared or otherwise provided to them. Please remember that when you use a link to go from the Site to another website, this Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on the Site, are subject to that website’s rules, terms and conditions, and/or policies.
The Site is not directed to individuals under the age of 13. Stock Navigators does not intentionally collect any Information on the Site from individuals we actually know are under 13. In fact, registration for and use of the Site by persons under the age of 18 is expressly prohibited. If we become aware that we have collected any Information, including without limitation Personal Information, from a person under age 13, we will take steps to remove that Information.
In addition to the Site, this policy also applies to any Stock Navigators mobile applications and any Information that we may collect through such applications.
Stock Navigators reserves the right to revise this Policy at any time without notice. By using the Site, you are agreeing to be bound by the then-current version of this Policy, and your continued use of the Site reaffirms your agreement to the then-current Policy. You agree to consult the Site regularly for up-to-date versions and information about this Policy. Without limiting the foregoing, we will provide notification by electronic mail, check box, highlighted text on the Site, or other means we deem adequate, of the adoption of a revised or amended Policy that contains material revisions, amendments or other changes to the terms.
In the event that the terms of this Policy conflict with or are inconsistent with any provision of the Terms and Conditions, the Terms and Conditions shall govern.
Any claim under this Policy or otherwise related to the Site or Stock Navigators shall be governed by the laws of the State of Nevada without regard to its conflict of law provisions, and shall be exclusively resolved by a state or federal court located in The State of California. You agree to submit to the personal jurisdiction of the courts located within The State of California, for the purpose of litigating all such claims. Notwithstanding the above, you agree that Stock Navigators shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) or to enforce its rights or remedies in any jurisdiction.
The Site, and the other products and services of Stock Navigators, are solely directed to and intended for individuals residing in the United States. Those who choose to access and use the Site, and the other products and services of Stock Navigators, from other locations do so at their own risk, and are responsible for compliance with all laws, rules and regulations applicable thereto. Stock Navigators reserves the right to limit the availability of the Site, and any other products or services of Stock Navigators, to any person, geographic area, or jurisdiction, in any manner and at any time, in its sole discretion.
If any provision of this Policy is found by a court of competent jurisdiction or arbitrator to be illegal, void, or unenforceable, the unenforceable provision will be modified so as to render it enforceable and effective to the maximum extent possible in order to effect the intention of the provision; and if a court or arbitrator finds the modified provision invalid, illegal, void or unenforceable, the validity, legality and enforceability of the remaining provisions of this Policy will not be affected in any way.
QUESTIONS ABOUT THIS POLICY SHOULD BE ADDRESSED TO [email protected]
IF YOU DO NOT AGREE WITH ANY TERM OR PROVISION OF THIS POLICY, PLEASE EXIT THE SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE PRODUCTS OR INFORMATION PROVIDED THEREBY SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THIS POLICY